You or your spouse must be employed by the same employer for at least 1 year.
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You or your spouse must be employed by your current employer for at least 4 months and at least 2 years by your previous employer.
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You or your spouse must receive a permanent monthly income (i.e. pension, Social Security, etc.).
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If you don’t meet one of the above three requirements, you will need a co-borrower (who does meet the above requirements) on the application.
DO NOT CONTINUE IF YOU DO NOT MEET ONE OF THE ABOVE FOUR REQUIREMENTS.