Our Loans

Universal Lenders of Wisconsin, LLC prides itself in offering loans that fit their customer's needs. The amount, the term, the payment...all tailored to fit your unique situation. Apply today to start the 24 hours approval process!

Installment Loans

All our loans are installment loans. An installment loan is aloan that is repaid with a fixed number of equal payments, not like credit cards or payday loans. There is a beginning and an end so you are not paying forever. If you have security (car, boat, etc), it will lower the interest rate and may extend the term. We can take your payment electronically from your checking or savings account on the day that is convenient for you. Apply now to find out the amount you qualify for.

Rebuild Your Credit

We report monthly to the credit bureaus to help build your credit score. You are eligible to re-finance the loan after it is halfway paid. As you continue to pay your creditors on time our interest rate will go down, as long as your financial situation is the same as when you took out the first loan.

Eligibility

You or your spouse must be employed by the same employer for at least 1 year. OR You or your spouse must be employed by your current employer for at least 4 months and at least 2 years by your previous employer. OR You or your spouse must receive a permanent monthly income (i.e. pension, Social Security, etc.). OR If you don’t meet one of the above three requirements, you will need a co-borrower (who does meet the above requirements) on the application. Do not apply if you do not meet one of the above four requirements.

We give loans to people with perfect credit to poor credit. If your bankruptcy is discharged, you are eligible to apply. We will need you to fill out a credit application to further investigate whether you are eligible for a loan.